its a disadvantage

ITS A DISADVANTAGE

today is election day
thank goodness all those political ads will go away
sadly
those medicare disadvantage ads will take over now until the end of the year
you know the one with folks like joe namath hawking these 
just call this number
we will help you decide
no
they will trick you to decide

ill be upfront here
i have regular medicare that comes right out of my social security check
it gets adjusted based on your income
i have a medicare supplement f i pay $294 a month for 
i have a prescription drug plan i pay 84 cents a month for

I have been on these since 2010 and except for some small copays for meds i have not paid anything extra for my health care

my wife she is on the same plans

she was offered a medicare disadvantage plan with her retirement but she opted not to take it

why
when someone advertises like crazy all day like a political ad someone is making money
here is who
the folks selling it to you
the insurace company like humana etc
the doctors
the hospitals
but
who is paying more if they get real sick
its the patient
thats you

some disadvantage plans are better than others

having worked with these plans in the beginning when they first came out
the ones that lost out were the patients
think medicare hmo with all its rules of denying or delaying care

with my non medicare advantage plans ie regular medicare i chose where to go and dont need referrals and have no extra monies i have to pay for care

also 
when they offer you free stuff someone is getting wealthy off of it
its usually at the cost of the patient or the taxpayer

that is why we chose to go with regular medicare and a medicare supplement and a prescription plan that is the best health insurance we have ever been on

know what you are getting when you look at a medicare disadvantage plan

here is a good review article from investopedia on these disadvantage plans
i suggest you read it before you decide what to do

the organicgreen doctor