open enrollment is acoming

OPEN ENROLLMENT IS ACOMING

here is my new motto

and

message to mr mitch

i will give you my medicare card when you pry it from my cold dead hands

thats my message to him and those who want to change or even get rid of medicare

i would include social security in there also

i have been on medicare now for about 8 years

i must say its been the most efficient insurance i have ever been on 

i have had only two issues in 8 years

proper coding for a b12 blood level

leaving off a code for a recent doctor visit

both minor

both not medicares fault

if i was chosing between say private blue cross or aetna or humana etc plans and medicare well i would chose medicare every time

pirvate insurance should take lessons from medicare

now your medicare premiums on regular medicare and your medipak or supplement and your drug supplement are all income based

my premiums have varied a lot based on my income tax returns

so i like regular medicare

i dont like medicare advantage or disadavantage i call them plans

the medicare advantage plans may or may not be a good choice 

its all based on where you live

i personally like to chose my doctors and hospitals

so i stay with regular medicare

for the supplement im pleased with my carrier i have had for 8 years so i stay with them

for my drug plan i look at the price per month and i put in the medicare.gov drug plan locator all my drugs i take to see what price ill pay for my drugs each year

i selected aetna since the price was cheaper at $19+ a month

most of my meds have no copay

im pleased

ive used them now for several years

remember this is what i chose based on my experience my location my drugs 

this plan or one like it may not be the best for you

my wife she was on trs retirement and was scheduled to be on a medicare disadvantage plan in the austin area which since we live out here would not work real well

there were just a few providers in this area

so

she chose to be on the regular medicare and supplements i am on 

the price is slightly less a month than the trs medicare disadvantage plan

shes pleased so far

as i say a happy wife is a happy life

now back to mr mitch

i dont see medicare and social security as entitlements

i paid taxes a lot of taxes over the years into the system

for my medicare 

i pay a lot of money each month since its adjusted for income for my coverage

my advice to you

mr mitch 

is 

you really want to lose an election

try prying our medicare card and our social security card out of our hands

this is something all of us over 65 can agree on 

probably close to 100%

the organicgreen doctor