my insurance

MY INSURANCE

there is no solution

thats what i told my wife she the other day

if the repeal of obamacare happens

or 

if the repeal of obamacare doesnt happen

the final product that is left

is not going to go well

things are going to get only worse

i saw on facebook

people writing about how much they were paying

for insurance 

then having those high deductibles

makes those cost much worse

heres my insurance

i have medicare

i pay $150+- a month for it

it does get adjusted up or down based on our income

i pay $203 a month for my supplement that covers the deductibles

and the 20% that medicare dont pay

i pay $68 a month for my $400 deductible drug plan

so thats a total of $421 a  month for my health care insurance

coverage

since i am on generic drugs i dont pay much for them

my drug insurance has negotiated prices with the 

middleman drug folks so my out of pocket each year

reaches close to the $400 deductible

so since going on this regimen of insurance

i pay premiums of $5025

so in the last few years since i have paid my premiums for

this coverage

i have paid out of pocket besides not counting my drug bills

zero

thats $0

not bad huh

now i realize that there are some restrictions on what is covered

by this medicare product

so far i have not been denied any care

ive done the er thing with a ruptured disk

poked that agave thorn in my eye

that one costs more than the er visit and its aftercare

i had an mri of the brain and an mri of the back

extra out of pocket paid besides of course the drugs

was

zero

$0

there is freedom of choice of who to see

if the provider takes medicare

all mine do

so why cant we take this type of system that i have

and i must say i am pleased the way its worked so far

why cant we take this system 

and

provide it to all of you

i know i know

they say

we cant afford it 

i say 

yes we can

we spend close to $10,000 on average a year on health care

per person

the highest rate of any other country

they get better results

now, 

do the math 

multiple $10,000 x the number of folks in the us

thats 330,000,000

that is a lot of money

enough

i say to run a good efficient health care system

more than enough to do it

but 

well it will take cajones for our congress and president

to do what needs to be done 

to change the system and make it better

it will take both sides of the aisle working together

some tough decisions need to be made on how to spend the money

money spent on child health immunizations womens health are

money well spent

all the money thats spent on folks in that last two years of life

doesnt always make things better for the patients

we will have to make some tough decisions on whats covered

looking at the system as a whole

obamacare started pointing us in the right direction

but

it was not bipartisan

too many special interests had their fingers in the pie

insurance hospitals wall street doctor groups etc

there is enough money out there

it just needs to be used differently 

we could i guess just take that $10,000 for each person 

send them to canada or europe for their health care

and 

probably save money

especially on things like drugs which are cheaper there

there is a solution

but

i think our congress folks

they all been castrated

they cant do what needs to be done

so 

that we can get affordable adequate coverage 

some compromises will have to be done by them

and

my all of us

the organicgreen doctor