will it be here to stay

WILL IT BE HERE TO STAY

well i sure hope so 

it looks like the affordable care act will save me personally

between $5000-6000 a year in premiums

as the new premiums on being added to my wife shes policy 

just for me will be over $12000

remember

most americans are not affected much by all of this except for the 

rules that protect them as below

my solution is to go to the exchanges and get my policy there

at this lower cost but it appears the coverage since i will 

buy the best policy offered will be even better also

and more than likely i will be covered by the same

insurance company as my wife she

this information below is from procon.org a nonprofit

and from minyanville media, inc

its here to stay

the supreme court wont overturn it 

no bill will get past president obama for his signature to get rid of it

the democratic congress is not going to get rid of it

once entrenched and especially of the american people like it 

its not going away

parts are already here

kids can be covered on parents policy until they are 26 years old

theres no lifetime limit on coverage

preventable care has to be covered physicals colonoscopy paps 

mammograms immunizations etc

insurance premium rebates if the insurance company profits are 

greater than 15%

some patients have already got these rebates

you have better appeal options if coverage for care is denied

there are fines that get larger over time if you dont have coverage

companies with fewer than 50 employees arent required to buy 

insurance

many companies plan on giving their employees subsidies to buy 

insurance and if the employees wages are low there will be 

subsidies to lower the premiums

you can keep your present coverage

my wife she will keep her present coverage since it will only 

cost her $1200 a year but it will not be as good as the one 

i get on the insurance exchange

there will be new taxes

if you tan at a tanning salon you will be taxed 10%

there are taxes if you get one of those special plans that

some executives get

charitable hospitals who dont give enough charitable care will 

get a $50,000 fine

there are a total of 19 new taxes or penalties or fees

then the large pool of young healthy folks will need to sign up for

this insurance and not opt out by paying the fines

this helps to reduce the overall cost of the high risk pool

my younger son who is in this pool of young healthy folks will be

buying his new insurance on the california exchange and will be

getting a better policy and at a lower cost

so 

i think this affordable care act plan is here to stay if its successful 

these first few years

and we as americans most of us will be glad that it its

we are already benefiting from its rules

and i personally before this act would never ever be able to 

buy an insurance policy because of my diagnosis

so thank goodness its here to stay 

the organicgreen doctor