quad dipper, footballlllllllll

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QUAD DIPPER
youve heard of a double dipper
thats someone who eg retires from the 
military then gets a civil service job and
retires from that job
a double dipper

this is a tshirt that was given to my historian
brother who just turned 65
he had a party not to celebrate his birthday but
to celebrate the fact that he now is a quad 
dipper ie 
he has qualified for his fourth retirement plan
military, teachers retirement, soon to be social 
security and his 403b plan
he is now almost a quad dipper

this didnt just happen
it took hard work as he went through his 20 
years of military service-9 years served overseas

after that retirement he got his 2nd bachelors degree
then his masters then his doctorate degree
he then began teaching in college
where he just qualified for their retirement plan

all that was from years of hard work and discipline

he also has paid along the way into the social security
system which he will qualify next year for full benefits

he also has had the discipline through the years to 
place money into his 403b plan (similar to a 401k for 
teachers or public employees) and also into a 
457b plan which is another tax exempt retirement plan
available to those same employees
and wait theres more
he also has placed money into a roth ira

so that makes him a 6 dipper or a seis dipper

it took a lot of financial discipline and foresight and 
hard work over the years to accomplish this 

remember some of these are available to all of us
401ks roth iras and some the 457bs

we will need to all be this disciplined in the future
we can all learn something from him as some of 
our pensions will disappear

we and the future generations cannnot have the 
attitude that social security wont be there for us 
we have to make sure that the system makes sure 
its there as we are the system
we just need to demand of our politicians that it happens
and it fiscally happens
if it fails its our fault for not getting involved and 
electing politicians that will do what needs to be done 
to protect those protective net programs 

those of you that are younger need to be thinking of
these things now and begin now 
and to live fiscally responsible lives

good job historian brother
we can all learn from you 
of course his cowgirl wife will be the one to benefit 

FOOTBALLLLLLLLLL
man i ve a bad hangover today
its a football hangover
i had way too much football yesterday
well thats not possible

rg3 he did good
not bad for a player out of high school that wasnt
highly recruited to be a quarterback but just an athlete
good choice baylor
and washington redskins
maybe he should have been the number one choice in the draft

and then peyton did his peyton thing and beat
the steelers
that was fun to watch

what a good season it will be for football

the organicgreen doctor