Thursday, November 3, 2011

beware, nascar, oa

BEWARE
beware the new credit card deals
they are fraught with gothchas

have always had a credit card that has to be paid off
each month
but because of the new credit card deals i decided to try to
make some money off the credit card companies with their
new 3% and 6% deals
so i signed up
$75 a year to have the card
it will take $2500 of gas to pay for that $75
this is about half of what i pay for gas in a year
so 3% of the 2nd $2500 would be $75
6% of groceries would be worth about $450 a year
so i should make about $500 a year on the deal if
i pay the balance off each month
the first month i had $1000 on the card and the minimal balance
staring at me on the bill was $35
if i pay just that then i pay 22% interest on the other $965
thats where the hope on their part is that i pay the minimal amount
and the money making shifts to their side

sorry im more disciplined than that
will pay off the $1000 and make $30-$60 on the deal
dang that feels good
(plus my credit union is paying me to keep my money there with
out any fees)
must be how that 1% feel all the time

better be careful it may be contagious as i dont want to become one
of them

my suggestion to you is dont do this unless you are absolutely
disciplined enough to pay these cards off each month
failure to do so will make you their financial slaves again

beware

NASCAR
love nascar
love those uniforms and cars they have
am surprised the cowboys havent got logos all over their uniforms

thomas friedman in a new york times article came up with this great idea

us congressman should have to dress up like nascar drivers and wear
all the logos of the banks, investment companies, insurance companies,
and real estate companies that they are taking $$$ from
wouldnt be much uniform left to see on most of them

yes nascar congressmen
we know who really drives this country
most of us dont like it either

OA
the occupy oakland was successful
interesting that a lot of business down town had signs up supporting
the march
teachers, union workers, students, government employees, and school
children all marched that day
it was peaceful thank goodness
the port stopped working later in the day
the message was sent
we in america those 99% are ready for a change

this movement will probably affect the next election
especially for those who are incumbents on both parties
change of fresh faces probably will be evident in the new congress

we need change its time for this to happen
working americans need some breaks

get involved some way in the next election no matter what party
you are with and ask for some changes to take place

tomorrow the mirror, the advocate, the talk

the organicgreen doctor

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