BYE BYE BANK
am saying goodbye to my megabank that ive been with for
over 15 years
dang that feels so good to be rid of them
first they bundled all our mortgages and sold them off
this is one of the reasons we are in this financial mess
then we the government bailed them out
then
they have made huge profits over the last 2 years
then
they started charging for everything
$5 for checking account (ive got 2 accounts)
$3 for debit card
$12 for online banking
charge for checks
0% interest rate on accounts
potential charge for use of debit card
stopped rewards program for debit card
so i pay them at least $300 a year to use their bank
now that aint right
plus the megabanks helped get us in this mess and they seem
to be profiting off us
so
i switched to a credit union
found one next door to the two branches of the megabank we use
every day
dang that felt so good to do that
$0 for checking account
$0 for savings account
$0 for money market account
$0 for checks ordered online
they pay for each use of the debit card
$0 for debit card
they actually pay interest on my checking, savings and money
market accounts
$0 for use of debit card
%1 on all credit card purchases
$0 for online bill pay
total amount they will be paying me to bank with them next
year is well over $300 a year
will make over $100 just from buying groceries with the credit card
the interest rate on my money market is 20 x the rate on my
mutual fund money market
this was all a tough decision
it easily offsets the extra im paying every month for my smart phone
i feel refreshed like i did when i quit smoking
like ive got rid of this long time addiction to megabanking
just wonder if somehow this is all not right and somehow they will
take it all away
BYE AGS
d gigem ags
they are gone for sure now
think they made the right decision
now they are out of the shadow and control of the horns
sure will miss those rivalry games though
dont think they will continue the football games as ags will be
in a tough schedule every year
maybe in softball, basketball and baseball
even with them gone the rivalry feel will not ever go away
ags horns
it is sad to see it go
good luck
WE GOT RAIN
we got our first measurable rain last night in over 3 months
we got 1/4 inch of rain
if you bought the water i collected off it it would be $70
the ground is actually wet looking
hopefully it soaked better in the garden if not will have to
water it well today
just need more rain please
we are still 24 inches behind over the last year
my nephew he is here starting to work on a new movie
he was ousted from his chair by the lightning and thunder
just need to drop him in that rainwater tank and get that
limestone rock out of my tank #5
THE BOYS
roma survived
thank goodness for the kicker
they injected him before the game and once during the game
let see they take a needle of numbing medicine
probably marcaine or some other long acting anesthetic and
inject it around the site of the fracture
think broken wrist and they inject the fracture site so you can
use the wrist so it wont hurt
know that must really hurt bad when the numbing medicine
wears off
bet he sleeps in a chair tonight
hopes he doesnt have a night time cough-ouch
hydrocodone (vicodin) to the rescue
the organicgreen doctor
I'm no fan of big banks, but part of the financial mess is in the hands of people who bought homes at peak pricing and did so with ARM's and then couldn't afford them when the 5 year window flipped. Note the housing collapse came right at 5 years after the ARM's were introduced. Shady bankers pushed as strongly as greedy home-buyers pulled.
ReplyDeleteThe difference between "betting" on the future, and investing in it?
Knowledge.
What credit union did you go with? Banks are making money off of your money and then charging you money to keep it there. CRAZY and should be illegal.
ReplyDeleteTHANKS!!!! Will check them out today.
ReplyDelete