there is a thing called the latte factor
if you dont know what it is then you may be
losing thousands of dollars
if you buy this latte for $3.50 every day for 1 year
you will have spent $1277.50 a year plus tax
in 10 years you will have spent $12,775.00 plus tax
how many other latte factors do you have also
take that money and invest it and you will have several
thousands of dollars at retirement
look for your latte factors
BEAT THE FLEX
as mentioned in a previous blog one of my new goals besides
teaching people about organic gardening, rainwater collection,
green living, and alzheimers i have added beating your flex
to my repertoire
last year after a several months battle with our flex account
company....
what morons you have to talk to
and they are not even overseas
at least those people overseas dont speak the language well
and dont understand americans
but the flex people are one of us
i eventually won by finding other expenses to cover the
lab expense they should have reimbursed for but refused
so ive won against them three times this year
if you are leaving your job you can use up all your flex money
before you leave even though you have not paid in all the years
dedicated amount
they lose you win
they really win because they keep thousands of dollars from people
every year
this year i used up all my flex money the first month of the year
ours starts in october
and got it reimbursed already
$1800 even though have paid $150 so far
then in september i got expenses i discovered were covered as they
denied my other claims right before the dead line
the lady who spoke good english at the flex company told me
i guess you know what you are doing then
as i got all my money back from them
dont let the flex people keep your money
its your money not theirs
its theirs if you let them win
dont let them win
why use flex cards
when i was working i was in the 30% tax bracket
we put back $6000 last year between my wife she and i
as we were having dental and eye care and labs not covered
by insurance
we saved $1800 in taxes by using our flex accounts
thats why you use it
beat the flex
INFAMY DAY
today is pearl harbor day
the day that will live in infamy
its what pushed the us into ww2
the numbers who were there are dwindling every year
watch this video of someone who was there
this is from www.komando.com
memories of pearl harbor
the organicgreen doctor
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